Introduction

At IRS, we deliver innovative, structured, and bespoke insurance solutions across diverse sectors, including Medical, Motor Vehicle, Property Management, Energy, Funeral, and Credit Life, among others. Our strong relationships with some of the industry’s top underwriters—Guardrisk, African Unity Life, KGA Life, New National Assurance Company Limited, and others—allow us to create tailored insurance solutions for both large corporations and SMEs.

We pride ourselves on a consultative approach, gaining an in-depth understanding of our clients’ businesses and their specific insurance needs. By leveraging our extensive industry experience, IRS identifies and delivers cost-effective, proactive insurance offerings that align with client goals.

Our structured solutions often include cell captive models, which offer lucrative returns on investment for affinity businesses, and underwriting management agency structures that deliver tailored products via brokers with minimal red tape, ensuring shared profits and client satisfaction.

IRS has successfully navigated the significant industry changes in recent years, seamlessly integrating legacy insurance practices into modern legislative and regulatory frameworks. This strategic approach has ensured the sustainability of our income streams while maintaining full compliance.

Company Overview

iFusion Risk Solutions (IRS), established in June 2010, is a leading administration and consulting company specializing in the cell captive, UMA, and alternative risk transfer markets.

The company provides a wide range of administration services, including policy management and issuance, premium collection, comprehensive reporting for stakeholders and insurers, and claims management. On the consulting side, IRS identifies tailored insurance products, engages with clients, and establishes end-to-end insurance programs in collaboration with insurers.

IRS is directed by Andre Kerdachi, who brings a wealth of experience in both accounting and insurance. Andre managed an SME accounting practice for over 13 years before transitioning to the insurance industry in the early 2000s. Since 2008, he has been deeply involved in cell captive structures, leveraging his extensive knowledge to deliver innovative solutions. Both IRS and Andre hold the necessary professional designations to ensure full compliance in both the accounting and insurance industries.

Brian Branken, IRS’s operations manager, has been with the company since 2012. Holding an Honours B.Com in Financial Management, Brian oversees compliance, IT, data management, and various reporting functions, contributing significantly to the company’s operational excellence.